Notes for international buyers
Buying Property in Portugal: Is a Corporate Structure Right for You?
For international investors, purchasing property in the Algarve through a corporate structure—whether a Portuguese "Lda" or an entity in another jurisdiction—is a strategic discussion. In 2026, it is no longer just about privacy; it is about long-term asset management.
Why consider Corporate Ownership?
Succession Planning: It can simplify the transfer of assets between generations, avoiding some of the complexities of individual probate.
Asset Protection: Keeping your Portuguese real estate separate from your personal global estate.
Tax Management: For certain types of investment, a company structure can offer better efficiency for rental income and expenses.
The Reality Check: Corporate ownership is not a "magic bullet." With beneficial-ownership reporting (RCBE) and the Additional IMI (AIMI, 0.4% for companies, without the €600k allowance individuals have), the costs of maintaining a company must be weighed against its benefits. What worked for a buyer in 2015 might not be the most efficient path today.
Before you decide on the ownership structure, ensure you have an independent legal audit of your specific case.
Written on the date shown and updated in September 2026. The law and tax figures may have changed since. This article is general information, not advice on your particular case. For questions: info@pedrotabuada.com · +351 923 337 076.